Faith-united health sharing rooted in compassionate, community care
Liberty HealthShare Review
Liberty HealthShare presents itself as a movement of like-minded believers who share medical burdens together, walking in faith and compassionate care. Their programs include support for Medicare participants (Liberty Assist), dental sharing, and general health care sharing for the broader membership.
They emphasise that they are more than “just a number” and highlight the community aspect, faith integration, and a willingness to share medical costs across members. Their site also describes sharing hearts funds (for exceptional needs) and the idea of mutual support beyond just bills.
That said, Liberty has faced criticisms in some forums regarding payment reliability, transparency, and member expectations. Their rating in some review aggregators is relatively low. For someone considering Liberty, the sense of community and faith alignment may be compelling, but careful scrutiny of their guidelines and member experiences is advisable.
Starting from $89 per month
From $89/month (Liberty Freedom)
From $99/month (Liberty Rise)
From $87/month (Liberty Assist)
Key Metrics at a glance
Non-Reimbursement
PHCS Network of over 900,000
Mental Health through DialCare Therapy
No CVS Caremark partnership
Pregnancy, 6-month waiting period
Telehealth included
Pros
Dental Sharing Program called Liberty Dental
30 minute counseling sessions through DialCare Therapy
Annual wellness visit and related labwork, not subject to Annual Unshared Amount (AUA)
DialCare telemedicine for non-emergencies
Cons
Three-year lookback period for pre-existing conditions
Prenotification required in advance for procedures and major services, including maternity care
Two-month wait for any sharing; bills in the first two months of membership do not count toward AUA
Long turnaround times
Colonoscopy screenings subject to the AUA
Freedom to Choose, Power to Share
Take control of your care with a program that values freedom, compassion, and community-based medical sharing.