Compare the Best Health Share Programs in One Place
Alternatives to health insurance can be confusing. Our comparison tool makes it easy to see how leading health sharing ministries and providers stack up — from monthly costs to “sharing” benefits, exclusions, and reviews.
Why This Site Exists
Families looking for affordable healthcare alternatives often ask: What’s the best health share program? The challenge is that every provider uses different terms, rules, and costs. This site was built to simplify your search.
We offer:
Side-by-side comparison grids with clear metrics.
Independent reviews pulled from Google, BBB, and Trustpilot.
Educational resources to understand how health sharing works.
Our mission is transparency: to help you make informed decisions about faith-based health sharing and other cost-sharing programs.
Compare Health Sharing Providers
Find the right program for your family from trusted health sharing providers.
Select a star rating and family size to filter. Deselect the option again to clear the filter.
Editor's Choice
- Starting from $119 per month
- Non-Reimbursement
- Large PPO network (1.2M+ providers)
- Holistic wellness: mind, body, & spirit
- Pharmacy via CVS Caremark
- Pregnancy, No wait periods.
- No-cost telehealth
- Starting from $115 per month
- Reimbursement
- Free to choose your provider
- Mental Health None
- No CVS Caremark partnership
- Maternity, coverage with support
- 24/7 telehealth service
- Starting from $150 per month
- Non-Reimbursement
- Both PPO and Non-Network options
- Mental Health through TeleBehavioral Health
- No CVS Caremark partnership
- Pregnancy, must be married at conception
- Telemedicine Yes, $0 consultation
- Starting from $50.99 per month
- Non-Reimbursement
- Broad Range of Providers
- Mental Health None
- No CVS Caremark partnership
- Only eligible for Crown memberships
- Telehealth access
- Starting from $119 per month
- Reimbursement
- Free to choose your provider
- Mental Health None
- No CVS Caremark partnership
- Pregnancy, with limits or co-share
- Telemedicine through New Benefits, $38 per visit
- Starting from $89 per month
- Non-Reimbursement
- PHCS Network of over 900,000
- Mental Health through DialCare Therapy
- No CVS Caremark partnership
- Pregnancy, 6-month waiting period
- Telehealth included
- Starting from $111 per month
- Reimbursement + Direct Pay
- Free to choose your provider
- Mental Healththrough Primestin Care
- No CVS Caremark partnership
- Pregnancy, 6-month waiting period
- 24/7 telemedicine
- Starting from $99 per month
- Reimbursement
- No network restrictions
- Mental Health up to $750 per need
- No CVS Caremark partnership
- Pregnancy, 12-month waiting period
- Telehealth
- Starting from $67 per month
- Reimbursement
- Free to choose your provider
- Mental health included
- No CVS Caremark partnership
- Pregnancy, included
- Telemedicine through DialCare
Why Choose Health Sharing?
Discover the benefits of community-based healthcare cost management
Lower Monthly Costs
Many healthshare programs cost less than traditional health insurance, making them an affordable choice for families and individuals.
Community-Based Care
Health sharing ministries connect you with a community that supports one another in times of need.
Flexibility & Freedom
Choose doctors and providers without being locked into narrow insurance networks.
Transparent Comparisons
See annual unshared amounts, waiting periods, exclusions, and telemedicine.
Latest News
Stay up to date with articles on cost-sharing trends, provider updates, and in-depth reviews and more.
Healthcare & Insurance
While political debates often focus on direct government spending for the Affordable Care Act (ACA), a new report from KFF reveals that the vast majority of Americans receive federal subsidies...
Ready to Find the Right Health share Program?
Use our comparison tool to explore alternatives to health insurance, see program details, and read member reviews.
What Members Are Saying
We aggregate reviews from trusted platforms like Google, BBB, and Trustpilot so you can see what real members are experiencing — the positives and the challenges — all in one place.
How Does Health Sharing Work?
Join a Community
Apply to become part of a health sharing program.
Contribute Monthly
Make your monthly share payment, similar to a premium.
Submit Needs
When eligible medical costs arise, you submit them for sharing.
Support Others
Your contributions help meet the needs of fellow members.