Christian healthcare sharing built to ease costs and express community
Medi-Share Review
Founded in 1993, Florida-based Medi-Share is a HealthShare administered by Christian Care Ministry. Medi-Share is one of the largest HealthShares in the United States, with over 350,000 members, and has shared and discounted over $8 billion of members’ medical expenses over the last thirty years. The organization is Christian-focused, in which members must attest to a personal relationship with Jesus Christ and commit to their Statement of Faith to qualify for membership.
Prospective members who fall outside of Medi-Share’s health requirements are automatically enrolled in the “Health Partnership Program.” The purpose of this program is to minimize preventable health care costs so Medi-Share can provide affordable solutions to all of its members. Health Partners have access to an online health portal for content and resources, a personal health coach, and a registered dietitian nutritionist, but are required to pay an additional monthly fee of $99 for these services as well as their monthly share. Once the member meets the health requirements, they graduate from the program, and the fee is automatically removed. If members continue to improve their health conditions, they can apply for the health incentive discount.
Alternatively, members who meet annual health standards may apply for a health incentive as a reward for their healthy choices. If approved, they may receive a decreased monthly share amount.
Starting from $150 per month
From $150/month (Complete)
From $99/month (+65)
Annual Household Portion (amount paid before sharing)
Key Metrics at a glance
Non-Reimbursement
Both PPO and Non-Network options
Mental Health through TeleBehavioral Health
No CVS Caremark partnership
Pregnancy, must be married at conception
Telemedicine Yes, $0 consultation
Pros
No yearly or lifetime maximum
Maternity expenses shareable up to $125,000 per pregnancy
Prescription, dental, and vision discounts
Annual physicals with limited labs are shareable
Cons
Dependents only qualify until age 23 (typical is 26)
Three-year lookback period for pre-existing conditions
Prescriptions for pre-existing conditions not shareable, with exceptions to blood pressure and cholesterol controlling medications
Requires members to follow faith-based guidelines
Possible additional costs and required forms for out-of-network providers
Share Health. Live Faith. Save More.
Join millions of Christians nationwide sharing medical costs and supporting one another through prayer and purpose.
